Investing
Compare Unit Trusts in South Africa
A unit trust is a collective investment. You hold units in a fund, not a bank deposit. The share class and the total investment charge still have to be read on the fund fact sheet.
Investments can rise or fall in value. Fees, available products and account conditions vary by provider. Information is not personalised investment advice. Information checked 28 October 2026.
Before you compare
These are fund names checked for this comparison. The share class, the minimum disclosure document and the total investment charge were not attached. Performance is not shown. One class of a fund can cost more than another.
Compare providers
Each card uses the product published for this page. A missing fee is left as a prompt to check the provider. It is not shown as zero.
12 of 12 products, in name order. A fee that was not checked is not shown as a number, and nothing is sorted by return or by cheapest.
- What it is
- Index-oriented multi-asset
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Passive asset allocation
Considerations
- No protection against losses
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Allan Gray Balanced Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Multi-asset high equity
- Exposure
- SA + offshore
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Asset mix across markets
Considerations
- Active selection and fees
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Allan Gray Equity Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Actively managed SA equity
- Exposure
- SA equity
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Experienced active management
Considerations
- Manager underperformance and equity volatility
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Coronation Balanced Plus Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Active multi-asset fund
- Exposure
- SA + offshore
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Diversified fund construction
Considerations
- Performance fees possible in classes
- Market losses
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Coronation Top 20 Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Concentrated SA equity fund
- Exposure
- SA equity
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- High-conviction equity management
Considerations
- Concentrated stock picks
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- What it is
- Active multi-asset
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Multi-asset diversification
Considerations
- Management fees
- Asset selection risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Ninety One Global Franchise Fund. No official logo is shown.
Ninety One Global Franchise Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Global quality equity
- Exposure
- Global equity
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Global business exposure
Considerations
- Style / FX concentration
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Ninety One Opportunity Fund. No official logo is shown.
Ninety One Opportunity Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Multi-asset fund
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Flexible mandate
Considerations
- Active manager risk / fees
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Old Mutual Investors Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Equity unit trust
- Exposure
- SA equity
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Long-running asset manager
Considerations
- Concentration and manager risks
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- What it is
- Active multi-asset
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Broad asset selection
Considerations
- Active fund risk
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Stanlib Balanced Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Multi-asset fund
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Established local asset manager
Considerations
- Manager and fee variation
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
- Sygnia Skeleton Balanced 70 Fund. No official logo is shown.
Sygnia Skeleton Balanced 70 Fund
Unit trust
You hold units in a collective investment scheme. The value can fall.
- What it is
- Index-oriented balanced fund
- Exposure
- SA + global
- Costs
- Check the provider's current fees
The published fee line is not treated as a confirmed current tariff. Confirm it with the provider.
Advantages
- Rules-based cost focus
Considerations
- Still market-linked
- Verify Reg 28
Information checked 28 October 2026. Confirm the current fees, minimum and account terms with the provider. FSCA authorisation is not shown as confirmed on this card.
Compare selected products
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Who holds the investment
A platform administers the account. A fund manager runs the portfolio. A custodian or nominee may hold the securities. Those can be different companies. This page does not confirm the custody contract for each brand.
A unit trust means you hold units in a collective investment scheme. An ETF is also a fund: the units are listed, and they are not the same as owning each underlying share in your own name. A JSE share record is the company, not a broker.
Investments are not government-guaranteed. CODI covers qualifying bank deposits, not unit trusts, ETFs, shares or gold coins. If a provider fails, the outcome depends on the legal structure and the assets, not on a general promise from this site.
Tax on investments
Dividends tax on a local dividend is 20% in the tax file used on this site. An individual's capital gain is included at 40% after the annual exclusion, and the maximum effective rate stored for an individual is 18%. Interest, foreign dividends and REIT distributions can be taxed differently. A tax-free investment account has its own contribution limits. This is not a calculation of your tax.
Regulation
An FSCA licence, where one applies, is not a promise of returns and it is not the same category for every firm. No FSP number is printed on these cards. Check the legal entity on the FSCA register before you invest. A share-dealing platform is not automatically an adviser, and a fund manager is not automatically the company that holds your account.
How WiT Money compares these products
Each page keeps its own products. An ETF is not described as a unit trust account, and a gold-mining share is not described as a coin. Empty fees stay blank.
Nothing is sorted as cheapest, best or highest return. The order is alphabetical. A listed name is not a recommendation. No provider is paying for a placement. The button opens the provider's site, or the JSE record where that is the verified link.
Other investment pages
Sources
Page updated 28 October 2026. A source date is the day WiT Money checked that page, not a promise the institution has not changed it since.
- Financial Sector Conduct Authority
Financial Sector Conduct Authority · checked 28 October 2026
- Tax-free investments
South African Revenue Service · checked 28 October 2026
- Rates of tax for individuals
South African Revenue Service · checked 28 October 2026
- Budget 2026 tax guide
South African Revenue Service · checked 28 October 2026