Insurance companies
Stratum Benefits
Stratum Benefits is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Insurance companies.
Visit Stratum Benefits (opens in a new tab)About Stratum Benefits
Stratum Benefits is listed on WiT Money where a published comparison uses this name. The products sit in these directories: Insurance companies.
The linked comparisons are Gap cover.
The source material names Stratum Benefits / underwritten by Guardrisk Insurance Company Limited. That wording was not re-checked against a register, and the brand on a page can differ from the company on a contract.
A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.
Legal name in the source material. Stratum Benefits / underwritten by Guardrisk Insurance Company Limited
Products and services on WiT Money
These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.
Gap cover
Elite500 and other gap cover options
Up to 500% gap cover on flagship option; co-payment, cancer, radiology, maternity and casualty benefits
From R481 p/m for individuals
View the comparison
Published product details
- Up to 500% gap cover on flagship option; co-payment, cancer, radiology, maternity and casualty benefits
Advantages and considerations
These points come from individual product records. They are not a general review of the company.
Recorded strengths
- Elite500 and other gap cover options. Rich benefit menu on higher-tier options
Recorded limits
- Elite500 and other gap cover options. Does not replace medical aid
- Elite500 and other gap cover options. Benefit structure can be complex
Fees and costs
- From R481 p/m for individuals
A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.
Regulatory information
- Non-medical-aid insurance product; cannot be compared to or substituted for medical aid membership
- WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.
An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.
Compare Stratum Benefits on WiT Money
Sources and how this profile was reviewed
Research dates on the underlying records run to 29 October 2026. Rebuilding this page did not re-check every register entry.