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Credit bureau

XDS

XDS is listed on WiT Money where a published comparison uses this name. XDS is listed as credit bureau, not as a bank or an insurer, unless a separate record says so.

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About XDS

XDS is listed on WiT Money where a published comparison uses this name. XDS is listed as credit bureau, not as a bank or an insurer, unless a separate record says so.

The linked comparisons are Credit reports.

The source material names Xpert Decision Systems (Pty) Ltd. That wording was not re-checked against a register, and the brand on a page can differ from the company on a contract.

A profile is not an endorsement, a rating or a promise that a product is suitable. Registration of a firm does not set the terms of a particular account, policy or investment, and it does not mean the product is free from loss.

Legal name in the source material. Xpert Decision Systems (Pty) Ltd

Products and services on WiT Money

These are the published WiT Money records for this name. A company in a large group is not assumed to offer every product sold under a similar brand.

Credit reports

  • Consumer credit report

    Section 72 still gives the statutory free inspection. XDS also points consumers to Splendi.

    No rand price is published on this page.

    View the comparison

Published product details

  • Section 72 still gives the statutory free inspection. XDS also points consumers to Splendi.

Fees and costs

  • No rand price is published on this page.

A missing fee is not shown as R0. Where no figure is published, the price has to come from the provider.

Regulatory information

  • The NCR credit bureau register page showed registration NCRCB5, trading as XDS, on 28 October 2026.
  • NCR register and xds.co.za, checked 28 October 2026.
  • No XDS score scale was confirmed. A Splendi score is not a TransUnion score.
  • WiT Money has not marked this provider as regulated. Check the register that applies to the product before you deal with the firm.

An authorisation, where one exists, is for particular activities. It is not an endorsement by the regulator, and it does not mean a product is suitable.

Compare XDS on WiT Money

Sources and how this profile was reviewed

Research dates on the underlying records run to 28 October 2026. Rebuilding this page did not re-check every register entry.